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Insurance

Majenda insurance specialists can help with the following types of insurances:

  • Life Insurance
  • Critical Illness
  • Trauma
  • Total and Permanent Disablement (TPD)
  • Income Protection.

We use a sophisticated quoting tool to search for the insurance product with the best features and / or the lowest price.  We liaise with the insurance company that offers the best deal for our clients and assist at every stage throughout the application process.  We keep the client informed during the assessment and underwriting process and ensure that the application is managed efficiently and effectively.

Where it is tax effective or cost effective to hold insurance within superannuation, we will advise clients of the benefits and how much they can save.  For example, it can be tax effective to hold life insurance via superannuation because the premiums can be funded by contributions or investment earnings that have only been taxed at a rate of 15%.  For clients who are paying a marginal tax rate of more than 15%, holding life insurance within a superannuation investment will usually be tax effective.

We can also advise clients on the benefits of "bundling" insurance products - i.e. buying multiple products from the one provider.  This approach can reduce premiums and fees.

 

What's New

2015
Australian
Budget
Seminars

Dates and locations to be
announced early in 2015